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Ames passes “No more loan that is payday” ordinance

A big kudos to Ames Iowa CCI people for taking a stand when it comes to Iowa they wish to see!

A great precedent for other Iowa communities looking to stop the wealth drain from payday lenders as a result of their hard work – meeting with their city council members to build support for an ordinance to stop payday lenders from expanding in Ames – Ames passed what looks like the most restrictive ordinance on payday lenders to date.This sets.

Below is our pr release in the success:

Ames City Council passes many ordinance that is restrictive payday loan providers to date

Iowa CCI users hail passage, aim to other towns in absence of state legislation

Ames, IA – In an unanimous vote later Tuesday night, the Ames City Council passed the most challenging, many restrictive ordinance on payday loan providers within the state of Iowa, if you don’t the world.

The ordinance, which utilizes a variety of zoning overlays and separation distances, effortlessly bans any brand new payday loan provider from starting within Ames city restrictions.

“I’m extremely pleased about this passage,” said CCI member Susie Petra of Ames. “Currently there are not any lenders that are payday the Iowa State campus and there won’t be using this ordinance. The very last thing students required were payday lenders starting store nearby and driving them further into debt. with massive education loan debt”

Their state legislature, maybe maybe not towns and cities, has got the authority to modify rates of interest on pay day loans, which currently average just below 400% APR. The legislature has failed to bring a bill to the governor’s desk despite strong grassroots support for interest rate caps. This will leave towns to handle the nagging problem through zoning, with Iowa City next regarding the selection of towns poised to do this.

“We celebrate this victory today, but continue pressing communities across the state to adhere to our lead,” added Jo Rod, another CCI member from Ames. “We are sick and tired of corporate supported payday lenders placing earnings and greed in front of individuals and need.”

Iowa CCI users continues to push for rate of interest caps during the state degree in next year’s session that is legislative. Until then, Iowa CCI vows to follow all tools, including ordinances that are zoning to suppress the abusive methods of payday loan providers.

Resulting headlines:

  • Diverses Moines join: New squelches that are zoning lenders in Ames
  • We also heard from a few users which they heard the tale on Iowa Public Radio!

Get in on the battle

enthusiastic about replicating this in your community? Call us today.

Find out more about our work to control payday financing in Iowa right right here.

Chip in ten dollars or even more to helps us continue steadily to push for an economy that really works for many.

maybe maybe maybe Not yet an associate? Join Iowa CCI and help create the Iowa you want to see today.

Think more cities should really be like Ames? Click LIKE or TWEET below to fairly share the great news!